01DUECE4ME...Apparently there are a lot of people out there who lower their bikes (cause you see them every day out riding them) and then there are those who disagree with the whole idea of messing with the geometry of the bike. I am a person who only stands 5’5” and weighs a whopping 155, the lovely Mrs. Slapp is 5’1” and with all her riding gear might weigh in at 110. That means at any given time the minimum load on the bike, riding two up, is no more than 265lbs. The weight ratio is in my favor. As I stated before I have had to lower every Harley I ever owned, and if done properly (no blocks) the results are very workable. Are there some adverse affects to the stiffness of the ride of course there are, but for us it is an evil necessity. Are they as dramatic as others say they are (for us no)? That is for each rider to decide for his or herself. At this very moment I have a 09 Electra Glide with a Burley Slam Kit (lowered front and rear) that to date it is the best riding bike I have ever owned. I also have (for the Misses) a 2011 Heritage with the HD rear 1” lowering kit that also rides like a dream even two up.
In the past I have lowered Sportsters, Road Kings, 2 different Softails, Several Hondas and 1 Suzuki. It is just a necessity for me. My point is that we must all do what we need to do to feel comfortable when we ride. Can all this be taken to extremes? Of course it can. In your case remember this, “once you change it if you do not like it… you can change it back.”
As a last note do not use lowering blocks replace with proper parts in your case the HD lowering kit. Also, don't worry about price, the cheap way always costs more in the long run trust me.
Good luck be safe and enjoy life.